Buying a Home

Whether it’s your first time as a buyer or you’re purchasing a retirement home, REALTORS know just what needs to be done to make the transaction go as smoothly as possible.

Click here to download our Home Buying Checklist.

Choose a REALTOR

REALTORS have access to the best insights, trends and statistics pertaining to the Louisville metro area. They can provide the best guidance and knowledge your’re buying a home. To choose a REALTOR, ask tough questions, find someone who understands your exact needs and get the details on how they conduct business. This is one of the biggest purchases you may make, so make sure your REALTOR is there to help. To find out which REALTOR can help you navigate the home buying market, visit our Find a REALTOR page.

The Home Buying Process

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• Determine Your Budget

  One of the first steps to take when buying a home is to establish a home purchasing budget.

• Mortgage Process

  Now that you have chosen the right REALTOR, it is time to shop for the right mortgage.

• Home Features

  With a budget in mind, create a wants and needs list.

• The Home Search

  Once you have selected the appropriate home features, hit the streets and find out what’s out there.

• Making the Offer and Negotiating

  Once your perfect home has been decided upon, it’s time to make the offer.

• The Home Inspection

  The home inspection can be one of the most important facets of closing on a home.

• The Closing Process

  This is the paperwork part of the process, so prepare your John Hancock.

• Homeowner’s and Title Insurance

  Title insurance covers issues such as unpaid property taxes, liens and other issues from previous owners.